Personal Savings

 

Regular Savings

Interest accrues daily on collected balance and is paid quarterly.

Monthly withdrawal limitations:

  • Six preauthorized withdrawals, automatic, telephone or computer transfers.
  • Unlimited ATM and in-person withdrawals.

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Christmas Club

Save for the holidays or a winter vacation on your own payment plan with an automatic deposit from another account.

Interest is compounded and paid annually.

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Certificates of Deposit

Minimum Balance Required: $1,000.00

Interest Availability:

  • Fixed Rate
  • Compounded Quarterly
  • Check Monthly
  • Transfer to a BLC checking or savings account monthly, quarterly or annually.

Penalty for Early Withdrawal:

  • Less than 3 month term CD = 1 month interest
  • Less than 6 month term CD = 3 months interest
  • Greater than 12 month term CD = 6 months interest

Click here to view the current rates offered on our interest bearing products.

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Money Market Accounts
Available to personal and business customers.

Insured Money Market
Super Insured Money Market

Open with a minimum deposit of $2500

Interest accrues daily on collected balance and is paid monthly.

Monthly maintenance fee of $5.00 is assessed
when balance drops below $2500 on any day of
the monthly statement cycle.

Open with a minimum deposit of $10,000.

Interest rate and annual percentage yield is based on the 3 month Treasury Bill Weekly Auction Rate, which is compounded monthly. Rates are subject to change weekly.

No service charge will be assessed if the balance falls below the minimum but the interest rate will revert to the regular savings rate on any day the balance falls below the minimum.

**Money Market withdrawal limitations: Maximum six monthly preauthorized withdrawals, automatic, telephone or computer transfers, three of which may be by check. Unlimited in-person or by ATM withdrawals.

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